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    The maximum combined loan to value ratio is 125% for fixed rate second mortgage and home equity loans. Hazard and flood insurance must be in effect on the property securing the account.
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Latest second mortgage Updates


Leading Democrat offers mortgage aid bill (Reuters via Yahoo! News)
The second-ranking Democrat of the U.S. Senate on Tuesday introduced legislation that would let bankruptcy judges erase some mortgage debt in an effort to stem foreclosures.

Report: Ga. mortgage rates among lowest (BizJournals)
Georgia had the second-lowest 30-year fixed mortgage rates last week, according to real estate Web site Zillow.com

Fed to Begin Buying Mortgage-Backed Securities (New York Times)
The Federal Reserve Bank of New York said Monday that it had begun purchasing mortgage-backed securities in an effort to bolster the battered housing market.


A Second Mortgage is the Second Loan You Have Secured Against Your Home

A second mortgage is the second loan you have secured against your home. A second loan can be taken by home owners for any reason they might need the money for. Owning your own home makes it ea...


Second Mortgage Refinance: Refinance Your Second Mortgage and Save

If you are a homeowner carrying a second mortgage in addition to your primary mortgage, you can save money by refinancing. You can even consolidate your first and second mortgages to have one ea...


Second Mortgage Loans with Bad Credit: How to Find the Best Second Mortgage

If you are considering a second mortgage to access equity in your home and have poor credit, there are a number of options available to you. Your credit rating will determine the interest rates ...


Sub-Prime Second Mortgage Tips: Non Conforming Second Mortgage Loans

Borrowers that find they are in over their head with debt and credit card payments may also discover that they suddenly have low Ficos and bad credit as well. Many consumers assume that once they...